Cypress Pines Mini Farm

• TimberMix of mature hardwoods and young pines covering much of the tract, with a natural cypress pond toward the rear.
• WildlifeDeer, hogs, and small game supported by a cleared wildlife green field and natural habitat corridor.
• HomesiteCleared homesite along the front of the property with paved road access and utilities available at the road.
• AccessGated entrance off Lovewood Road with an established internal trail system throughout the property.

Property coordinates

• Address1 Lovewood Rd, Cottondale, FL 32431
• Lat / Long30.817, -85.3914
• TRST5N R12W SEC 24
• Road frontageLovewood Rd (paved)

Driving directions from Cottondale

1. 01From Cottondale, take Main Street north for 0.7 miles.
2. 02Veer left onto Peanut Road and continue approximately 1 mile.
3. 03Veer left onto Lovewood Road and go 0.2 miles.
4. 04The gated entrance will be on the left.

Interactive maps

• Google Maps — entrance
• Land id map

Download the Google Maps and Land id apps and save the map offline before visiting — cell service may be marginal in this area.

• Mixed timber standA healthy mix of young pines and mature hardwoods covers the majority of the tract, providing shade, privacy, and timber value throughout the property.
• Natural cypress habitatA picturesque cypress habitat sits toward the rear of the property, creating a natural wildlife corridor and adding ecological diversity and beauty to the land.
• Wildlife green fieldA cleared wildlife green field is positioned just before the cypress swamp — an ideal setup for hunting, wildlife observation, or recreation.
• Cleared homesiteThe front north end of the property along Lovewood Road features a cleared, flat homesite ready for a home, mobile home, or barn with convenient road access.

Power is available at Lovewood Road. A septic system will be required and is not yet installed, giving the buyer flexibility in system design and placement.

• PowerAvailable at Lovewood Rd, making connection to the homesite straightforward.
• WaterA well would need to be installed.
• InternetStarlink satellite internet is available and reliable in rural areas like this throughout the Florida panhandle.
• Cell serviceMarginal for most major carriers — plan accordingly and download offline maps before visiting.
• SepticNot yet installed — perc testing and permitting handled through the Jackson County Health Department in Marianna.

Septic permitting & local providers

• Jackson County Health Department (septic permits)
• Yoder Septic Service, Inc.
• Grice and Son Septic Tank Services, Inc.
• Basford Well Drilling
• Bush Services Inc. (well drilling)

This property is zoned Agricultural (AG) by Jackson County, one of the most flexible designations for rural land. With over 10 acres, it should comfortably satisfy minimum acreage requirements for a residential homesite and a range of agricultural improvements.

• Single-family homesPermitted under AG zoning for primary or secondary residence.
• Mobile homesMobile and manufactured homes are generally allowed under agricultural zoning.
• Barns & farm useAgricultural outbuildings, barns, and working farm operations are well-suited to this designation.
• Family compoundA family compound arrangement is allowed under current covenants — ideal for multi-generational use.

• Confirm permitted uses and setbacks with Jackson County Planning

This property carries a minimal set of deed protections designed to protect the rural character of the land and surrounding area, leaving considerable flexibility for homesite, recreational, and agricultural use.

Not permitted

• Subdivision into smaller parcels
• Commercial RV parks
• Commercial mobile home parks

Permitted

• Single-family residential home or mobile home
• Agricultural and farming activities
• Barns, outbuildings, and rural improvements
• Recreational use — hunting, fishing, nature enjoyment
• Family compound arrangements — specifically allowed

A comprehensive data package is available to support your due diligence. These materials are commonly used by engineers, builders, and buyers to evaluate site suitability and plan development.

1. 01Aerial & topographic mapsOverhead aerial view and contour map showing elevation changes across the property.
2. 02FEMA floodplain mapIdentifies areas within the 100-year flood zone. Presence in a flood zone does not prevent building but may require elevation considerations.
3. 03Wetlands & soils mapsHighlights areas with standing wetlands and outlines soil types and suitability.
4. 04Septic suitability map (USDA)From the USDA Web Soil Survey — insight into soil absorption for conventional or engineered septic systems.
5. 05Survey plat & legal descriptionCurrent survey plat and full legal description. Property corners are marked on the Land id map.

• Download the full property data package

• Price$99,000 (~$7,920 per acre for 12.5± acres)
• 2025 property taxes$25 — an extremely low annual tax burden
• Estimated buyer closing costs$800–$1,500

Closing cost summary

Contract used: Florida Vacant Land Contract (FREC). Earnest money: 1%–2% of purchase price.

• Farm Credit of Northwest FloridaSpecializes in agricultural land loans and rural property financing across the Florida panhandle — raw land, mini farms, and homesteads.
• Jackson County Credit UnionA locally rooted credit union serving Jackson County with competitive rates and personalized land financing.
• All In Credit UnionRegional credit union offering land loans with flexible terms for qualified buyers in the Florida panhandle.

We recommend comparing rates and terms from multiple lenders. Ask us for an introduction to any of these institutions.

1. 01Review materialsDownload and review the full data package and maps before your visit.
2. 02Schedule a visitViewings are by appointment only. Contact us before going on site — some properties are actively hunted.
3. 03Walk the propertyThe gate is typically unlocked for scheduled visits. Close the gate after entry and use caution on site.
4. 04Submit an offerReady to move forward? Contact us to submit an offer or request the Florida Vacant Land Contract.